About UK Student Loans

Plan 1

For courses started before 1 September 2012:

• Repayments begin after April once your income exceeds £24,990/year
• You repay 9% of your income above that threshold

Plan 2

For courses between 1 September 2012 and 31 July 2023:

• Repayments start after April, with a threshold of £27,295/year
• You repay 9% of your income above that threshold

Postgraduate Loans

For Master's and Doctoral courses started after 1 August 2016 or 2018:

• Repayments begin above £21,000/year
• You repay 6% of your income above that threshold

Plan 5

For courses starting after 1 August 2023:

• Repayments begin after April 2026 at a £25,000/year threshold
• You repay 9% of your income above that threshold

Additional Information

• Provisions for voluntary repayments
• Repayments if you earn below the threshold
• Multiple plans if applicable